Will accounts marked as "closed by credit grantor” on my credit report hurt my credit score?

Last Updated: Jun 11, 2013 04:23AM UTC

No. Accounts that indicate they were "closed by credit grantor" due to inactivity or for another reason don't hurt your credit score more than if the account shows up as being closed at the "consumer's request."

However, your credit score may be affected due to a change in the total amount of credit available to you and how much of that credit you are using, also know as "credit utilization ratio."

http://assets1.desk.com/
false
desk
Loading
seconds ago
a minute ago
minutes ago
an hour ago
hours ago
a day ago
days ago
about
false
Invalid characters found
/customer/en/portal/articles/autocomplete