What should I do if someone opens a credit card with my information?

Last Updated: May 24, 2013 11:32PM UTC

Due to increased cases of identity theft, fraud related to credit cards is becoming more common. Thieves can use your stolen information is to open a new credit card or other line credit in your name with your social security number. 

If you suspect someone has used your information to open up a fraudulent account, start by contacting the fraud department at any businesses where an account has been opened.

Follow up with the three main credit bureaus to place a fraud alert for your name and social security number. Use the contact information below:

Experian – 1-888-397-3742 or visit https://www.experian.com/fraud/center.html

Equifax – 1-800-525-6285 or visit http://www.equifax.com/answers/set-fraud-alerts/en_cp

TransUnion – 1-800-680-7289 or visit http://www.transunion.com/personal-credit/credit-disputes/fraud-alerts.page

The Federal Trade Commission also recommends creating an "Identity Theft Report" to help fix any affects to your credit based on the theft. This report will help get fraudulent information for accounts created without your knowledge removed from your credit report as well as prevent collection of debts from your identity theft.

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