What is a FICO score?

Last Updated: May 24, 2013 11:20PM UTC

A FICO score is the most common type of credit score. FICO scores are issued by the Fair Isaac Corporation and used by 90 of the top 100 largest U.S. financial institutions.

Each of the three credit bureaus (Equifax, Experian, and TransUnion) issues a version of the FICO credit score.

FICO scores range from 300-850, and the higher the score, the better.

FICO scores are calculated based on your credit report and take into account a variety of factors, including the age of your credit history, payment history, amounts owed, new credit, and the different types of credit used.

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