How can I improve my credit score?

Last Updated: May 31, 2013 06:51PM UTC

Any information on your credit report can be used, although credit scores often place more importance on more recent data.

There are many ways to improve your credit score. The most simple advice for a better score is to use your credit responsibly. Generally, the following will help increase your credit score over time:

‚Äč- Paying bills on time.

- Reducing the amount of debt you owe.

- Avoiding applying for too many new accounts at once.

- Diversifying the types of credit you use.

- Disputing errors on your credit report.

- Keeping balances low on credit cards.

- Avoiding bankruptcy, foreclosure, settling a debt and other events that have serious negative impact on your credit.

For more tips, see the Credit Simple blog.

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