What will hurt my credit score?

Last Updated: Jun 04, 2013 10:07PM UTC

There are a variety of different ways your credit score can decrease. While these actions don't always result in a lower score and their effects depend on the individual, some things that may hurt your credit include:

- Late payments
- Delinquency on accounts
- High credit utilization
- Accounts in collections
- Settling a debt for less than what's owed
- Foreclosure or short sale
- Bankruptcy

Any of these mistakes will stay on your credit report for seven years.

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