Can my credit limit ever decrease?

Last Updated: May 16, 2013 09:03PM UTC

Unless you have a secured card (where you have funded the credit line), a credit card company has the right to lower your credit limit or even close your account if they no longer want you as a customer. Typically, this won’t happen without reason, but if you are late in payments, charge over the limit, and demonstrate other bad credit behaviors, it could.

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